Financial Planning for Pre-Retirees and Retirees
Are you approaching retirement and trying to wrap your mind around how you will transition from receiving a paycheck to living on your lifelong savings? At RE|Focus Financial Planning, we understand the unique challenges that come with retirement planning and we're here to help.
We are experienced financial planners that provide a holistic look at your situation and not just your investment portfolio. We specialize in providing a flat-fee service model, which ensures that our interests are aligned with yours and eliminates any hidden costs or surprises.
Our comprehensive financial planning process incorporates a focus on building the most efficient asset allocation and asset location strategy for your particular situation. We'll help you navigate the most tax-efficient way to allocate and draw money from your retirement accounts, taking into account the opportunities that exist between retirement and the date when you are required to begin drawing Required Minimum Distributions (RMDs).
Once this is established, we focus on optimizing your retirement income and minimizing taxes throughout retirement. Our goal is to help you achieve the retirement you've always wanted, while making the most of your hard-earned savings.
*** Chart for illustrative purposes only.